Orange Money Partners with JUMO to Grow Microloans in Africa
ABIDJAN, Ivory Coast July 28, 2025 Orange Money Group (www.Orange.com) and leading financial technology company JUMO have announced a strategic partnership to scale digital financial services across Africa. This alliance focuses on expanding access to microcredit for underserved and unbanked populations by combining Orange Money Group’s reach with JUMO’s advanced AI-driven credit risk technology.
Key Highlights:
Partnership aims to accelerate financial inclusion with accessible mobile-based microcredit solutions.
JUMO brings AI-powered data analytics and credit risk management to support responsible lending.
Initial rollout begins in Burkina Faso, with expansion planned for Mali and Botswana.
About the Partnership
Orange Money Group, with over 100 million customers in 16 countries across Africa and the Middle East, processed more than €160 billion in transactions in 2024. JUMO, a fintech leader in banking-as-a-service, has disbursed over $8 billion in loans to more than 31 million customers across the continent.
Together, the two companies aim to create a scalable microfinance marketplace, offering a range of credit products through multiple funders and across several markets beginning with Francophone Africa.
Leveraging JUMO’s decade of experience in data science and AI, the partnership will provide Orange Money customers with secure, real-time access to microloans directly via their mobile wallets
without the need for a bank account or collateral.
Customer Journey Made Simple:
- Customers access credit services via their Orange Money wallet.
- They request a specific loan amount.
- JUMO’s AI algorithm evaluates their eligibility based on transactional data.
- Approved amounts are instantly credited to their wallet.
- Repayments are automatically deducted according to agreed terms.
JUMO’s platform supports short-term and installment loans for consumers, merchants, and distributors. Its AI systems are trained to assess creditworthiness, ensuring efficient and responsible capital deployment through partnerships with pan-African banks and development finance institutions.
The offering is designed to be multi-country, multi-product, and multi-funding, with rapid rollout capabilities and minimal infrastructure requirements.
Leadership Commentary
Aminata Kane, CEO of Orange Money Group, said:
After building a trusted platform for transfers and payments used thousands of times per second, we now aim to further support our customers with small, accessible loans. Partnering with JUMO allows us to bring smarter, faster, and more transparent financial services to a wider audience, tailored to everyday needs and urgent situations.”
Andrew Watkins-Ball, Founder and CEO of JUMO, added:
We are proud to collaborate with Orange and connect their customers to market-leading financial products via our platform. Together, we’re enabling banks to grow in new markets while providing individuals with more choice and access to finance.”
About Orange Money Group
Orange Money is a pioneer in mobile financial services, reaching over 43 million monthly users across 16 countries in Africa and the Middle East. Coordinated by Orange Money Group and Orange Bank Africa, the initiative helps define and drive the mobile financial strategy for the region, supporting local entities in growth, compliance, and innovation.
About Orange Middle East and Africa (OMEA)
Operating in 18 countries across Africa and the Middle East, Orange MEA serves 161 million customers as of December 31, 2024. With revenues reaching €7.7 billion in 2024, it represents the fastest-growing segment of the Orange Group. Orange Money, active in 17 countries, continues to be a cornerstone of the company’s digital transformation mission.
About JUMO
JUMO builds AI-powered financial infrastructure
